Our Promise to You
CI Assante's complete approach to wealth planning: the CI Assante Advantage, investment strategies, risk management and insurance, tax and estate planning, retirement, and charitable giving — and what it means to be well-advised.
CI Assante Wealth Management · Hamilton, Ontario
Wealth Advisor, CIM®, PFP®
CI Assante Wealth Management Ltd.
Diamond Winner · Readers' Choice 2026 Best Financial Advisor — Hamilton Voted Hamilton's top financial advisor in the 2026 Readers' Choice Awards. View the official listing →Be well-advised — that is our promise to you.
Good financial decisions are easier when someone you trust has the full picture. Kyle works with individuals, families, and business owners in Hamilton and the surrounding area to bring their investments, retirement income, estate wishes, and protection into one coordinated plan — and to keep that plan current as life changes.
The approach is straightforward: understand where you are, clarify where you want to be, and build a strategy you can follow with confidence between reviews, not just on the day it is presented.
My team works with clients to nurture a balanced approach to life & wealth, encompassing multiple priorities: family, health, career and philanthropy. We believe strongly that ‘success’ has many definitions and we strive to be a critical resource for families as they pursue engaged and fulfilled lives.
My foundation was built on a farm, surrounded by family business owners, instilling in me a deep appreciation for honest, hard-earned capital. Drawing on the drive and preparation from my professional lacrosse career as a 1st round NLL selection, I build portfolios designed to deliver dependable income — so you can enjoy total peace of mind.
Privacy Notice: Your personal information will not be distributed, sold, or traded – it will remain strictly confidential, it will only be used for the purpose for which it was provided, and will not be added to any e-marketing lists. Click here for more information on CI Assante’s commitment to privacy and responsible use of information.
Our promise to you
Choosing a financial partner is one of the most important decisions you will ever make for yourself and for your family. There is tremendous advantage to having one contact for all your wealth management needs — a professional personally in touch with every detail of your family's financial affairs.
Your financial matters can't be solved one piece at a time. Complete advice synchronizes all the elements of your wealth:
That is the CI Assante Advantage: a comprehensive strategy, implemented through a strong lineup of products, services, and professionals — and supported by CI Assante's in-house team of tax, estate, and insurance planning specialists. It all starts with you: only by understanding your goals and values can your advisor help design a strategy that will meet, or exceed, them.
Advice is as good as the person who gives it. Therein lies the secret of our success. And of yours.— Sean Etherington, President, CI Assante Wealth Management
Be well-advised · Be exceptionally well taken care of · Be well-invested · Be protected · Be ready · Be prepared · Be fondly remembered
Why advice matters
Markets move, tax rules change, and life rarely follows the original plan. Making sense of what actually affects you — and what does not — is where advice earns its keep.
Working with an advisor turns a collection of accounts, policies, and good intentions into a single strategy with priorities in the right order. The result is less second-guessing, fewer missed opportunities, and clearer decisions at the moments that matter most: a career change, a business sale, retirement, or settling an estate.
Save, invest, grow
With investing, it is discipline that pays the biggest dividends. Your portfolio is built on your objectives and your tolerance for risk — then implemented consistently and carefully, with proven asset allocation and diversification under the guidance of experienced portfolio managers.
CI Assante clients also have access to an exclusive suite of managed portfolios, customized to your liquidity needs, growth expectations, and family situation. Like all of our managed portfolios, yours is regularly monitored and systematically rebalanced, so it continues to reflect your personalized plan through the market's daily ups and downs. Advice and support are available for:
Tax-deferred growth and deductions while you are earning, with a plan for how contributions fit your income today.
A structured way to draw income from your RSP in retirement, coordinated with pensions and other income sources.
Flexible, tax-free growth for short- and long-term goals — and a powerful complement to registered retirement savings.
Flexible investing outside registered plans — no contribution limits, with tax-smart management of interest, dividends, and capital gains.
A way to hold and manage assets for family members or other beneficiaries, with control over how and when wealth is distributed.
Investing retained earnings held in your corporation, coordinated with your tax and estate planning so corporate and personal goals work together.
Saving for a child's education, with government grants and a contribution approach that makes the most of them.
Long-term savings for a person with a disability, with government grants and bonds that can add significantly to what you contribute.
Keep more of what you make
There are tax implications to each and every element of your complete wealth plan. Working alongside tax professionals, your plan deploys tax-smart strategies so more of your money stays where it belongs — in your pocket.
Remember: it's not so much what you make that counts, it's what you keep.
Protect what you pass on
You can't take it with you — but you can decide where it will go, and how smooth the transition will be. Planning today is how you keep more of what you have built and leave things clear, not complicated, for the people you love.
Every situation is different, and the right mix depends on yours. Depending on your circumstances, your plan may involve:
A well-structured, effective estate plan is the best legacy of all.
Income you can count on
A good retirement is built on a reliable income plan, not a single account balance. True planning means a strategy that can adapt and stay sustainable over the long term — as market cycles, tax and estate legislation, and your own circumstances change.
Together, you will map out where your money will come from, when each source becomes available, and how it all fits together — including the timing of CPP and OAS, pensions, RRIF withdrawals, and tax — sequenced so your income supports the retirement you actually want. The goal: the right balance between protecting your hard-earned wealth and keeping enough upside potential to grow and maintain your lifestyle. Be comfortable now and always.
Protect the people who matter
Don't think of insurance as just the safety net for your wealth plan. Designed well, it can also meet specific investment objectives — managing risks and maximizing opportunities at every stage of your personal and professional life.
Working with Canada's leading insurance providers, you may be advised to consider:
For employers and owners
A well-designed plan helps you attract and keep good people — without costs getting away from you. For businesses large and small, the first step is a conversation about your team and your goals; from there, options may include:
More than money
No matter where you are in life, or what goals you're working toward, a trusted advisor helps ensure that what matters most to you is protected, supported, and thoughtfully planned for. Technology, products, and data all play a role — but it's the human edge: deep understanding, empathy, and real-world judgment that helps you see your full financial picture clearly and confidently.
Advice for every chapter
The advice and care you receive should change as your needs change over the years. Here is what clients typically focus on at each stage — and what to expect from your advisor along the way.
Starting your career, building financial habits, and setting early goals.
Navigating major life changes and balancing new responsibilities with future goals.
Growing professionally with increased income — and more complex family and financial demands.
Preparing for a major lifestyle transition, shifting from building wealth to protecting it.
Living off savings and income streams, prioritizing stability, health, and enjoyment.
Thinking about long-term impact and family support, with clarity for future generations.
The work is focused on helping you reach your objectives — and the hope is that, together, you go further than them. You are investing your time, money, and energy in this relationship, so it should return real value: clear communication, proactive reviews, and a constant eye on new ways to move you closer to where you want to be.
How we work together
A clear, repeatable process — so you always know what happens next, and why.
We set out the services to be provided, each side's responsibilities, how decisions will be made, and how long the relationship is expected to run — documented, so expectations are clear from day one.
We talk through your financial situation, your personal and financial goals, and how you feel about risk — and gather the documents needed before any advice is given.
Your information is assessed against your goals. Depending on the scope, that can cover assets, debts and cash flow, insurance coverage, investments, and tax strategies.
You receive recommendations built on everything gathered, explained in plain terms so you can decide with full information. Your questions and concerns shape the final version.
We agree on how each recommendation will be carried out — implemented for you, or coordinated with you and other professionals such as lawyers or accountants, with your advisor acting as your coach.
We agree on who monitors progress and how. You receive periodic reviews of your situation, and recommendations are adjusted as your life, goals, or the rules change.
Resources
Two short reads from CI Assante and CI Global Asset Management that shaped this page — free to download and share with family.
CI Assante's complete approach to wealth planning: the CI Assante Advantage, investment strategies, risk management and insurance, tax and estate planning, retirement, and charitable giving — and what it means to be well-advised.
The full list of 100 ways an advisor helps — across planning, investing, tax, and the human side of money — plus a stage-by-stage look at advice from early career through legacy, and a reflection sheet to prepare for your next meeting.
Get started
Whether you are planning for retirement, reviewing your investments, protecting your family, or setting up a plan for your business, the first step is a conversation — no obligation, and no jargon. Reach out by phone or email and we will find a time that works for you.
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Privacy Notice: Your personal information will not be distributed, sold, or traded – it will remain strictly confidential, it will only be used for the purpose for which it was provided, and will not be added to any e-marketing lists. Click here for more information on CI Assante’s commitment to privacy and responsible use of information.
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From the More Than Money client reflection sheet — your advisor can only help you as much as they understand you: